Fintech & Trading AIPublicWorkflowℹPagaya
AI underwriting inside the lender's own workflow.
Company snapshot
- Stage
- Public
- Status
- published
- Updated
- Nov 8, 2026
- Views
- Category
- Fintech & Trading AI
- Website
- pagaya.com
What they're building
AI underwriting inside the lender's own workflow. Pagaya uses AI underwriting and a connected lending network to evaluate loan applications, helping financial institutions approve borrowers within their existing customer experience.
Foundation model usage
Editorial estimates from product descriptions. Model providers and actual usage are not confirmed.
- Inferred architecture
- Agentic loops, Code generation
- Potential advantages
- Network effects, Workflow lock-in
- Estimated model demand
- Moderate intensity
NYC footprint
- NYC presence
- NYC company or team supported by public sources. Street address has not been verified.
Funding
Public funding details are not disclosed yet.
Sources & location evidence
Open research desk ↗Profile source review: 2026-11-04. Issuer 2023 Form 10-K filed April 25, 2024 says headquarters relocation to its existing NYC office became effective February 2024 and gives 90 Park Avenue. This is actual headquarters disclosure, beyond a legal-agent address, but the exact-office evidence is historical and is marked reported. Current issuer materials support public status. June 1, 2026 issuer Form 10-K/A explicitly identifies New York as headquarters and a main office. Exact 90 Park Avenue support remains historical and is not silently upgraded to current street confirmation.
- https://pagaya.com/ ↗
- https://investor.pagaya.com/static-files/4ced2e91-c94d-4cc1-a0f6-ab0c36033096 ↗
- https://investor.pagaya.com/ ↗
- https://investor.pagaya.com/static-files/7e9f4202-fa06-43ed-99c2-bad20a68287f ↗
Location unresolved · verified headquarters
Street address not public. Current occupancy not confirmed. June 1, 2026 issuer Form 10-K/A explicitly identifies New York as headquarters and a main office. Exact 90 Park Avenue support remains historical and is not silently upgraded to current street confirmation. June 1, 2026 issuer Form 10-K/A explicitly identifies New York as headquarters and a main office. Exact 90 Park Avenue support remains historical and is not silently upgraded to current street confirmation. Exact street not approved for mapping in the strict review; NYC company presence is supported separately.
Current company NYC presence evidence ↗Source checked 2026-11-04
Notes
Pagaya is tagged workflow based on buyer clarity, repeat workflow activity, public activity, and fit with the AI Atlas map.
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